Introduction
Our Loan Advisory and Debt Syndication practice provides businesses with end-to-end support in accessing the right credit facilities from banks, NBFCs, and financial institutions. We combine deep credit market knowledge with strong lender relationships to structure debt solutions that align with your operational needs and growth aspirations.
Key Services
Term Loan & Project Finance Syndication: We structure and arrange term loans and project finance for capital expenditure, infrastructure projects, and business expansions by leveraging our lender network. Our team prepares detailed credit proposals and manages the entire syndication process from mandate to disbursement.
Working Capital Facilities (CC / OD / WCDL): We assist businesses in securing appropriate working capital facilities including Cash Credit, Overdraft, and Working Capital Demand Loans to meet day-to-day operational funding requirements. Our advisory ensures optimal utilisation limits and competitive interest rates from suitable banking partners.
Trade Finance Facilities (LC / BG): We facilitate Letters of Credit and Bank Guarantees for businesses engaged in domestic and international trade, ensuring smooth transaction flow and counterparty confidence. Our team navigates complex trade documentation and banking requirements to secure timely approvals.
Debt Structuring & Financial Modelling: We build robust financial models and design debt structures that reflect realistic cash flows, repayment capacities, and risk parameters acceptable to lenders. Our structured approach strengthens credit proposals and improves the probability of loan sanctions.
Consortium / Multiple Banking Arrangements: We assist large borrowers in setting up and managing consortium or multiple banking arrangements with multiple lenders to meet substantial credit requirements. Our team coordinates inter-creditor agreements, pari-passu charges, and documentation across all participating banks.
Refinancing & Debt Restructuring: We help businesses refinance existing high-cost debt or restructure obligations to improve cash flow, reduce EMI burdens, and extend repayment tenors. Our approach involves detailed negotiations with existing and prospective lenders to achieve the most favourable terms.
Preparation of Detailed Project Reports (DPR) & Financial Projections: We prepare technically sound and financially credible Detailed Project Reports and projections that meet the appraisal standards of banks and financial institutions. Our reports encompass project feasibility, cost estimation, revenue modelling, and sensitivity analysis.
Coordination with Banks, NBFCs & Financial Institutions: We act as a single point of coordination between the borrower and multiple lenders, managing communication, documentation, and follow-ups throughout the credit process. Our proactive liaison ensures faster approvals and smooth disbursements.
